Epifony is a comprehensive enterprise account receivable management CRM platform that optimizes and streamlines the entire accounts receivables lifecycle. Epifony incorporates machine learning capabilities that apply predictive analytics to determine the likelihood of accounts being settled or paid in full. It will also incorporate a multitude of data points such as demographics, call analysis, and account history. This will allow our clients to prioritize accounts according to their likelihood to lead to more positive outcomes. Another important machine learning capability will be an automatic self-service negotiator that predicts the optimal settlement amount based on historical data and preset client parameters. Epifony also incorporates workflow automation into its core design drastically minimizing manual workflow management.